Mike Sullivan has a letter in The Star today, and it’s an interesting read.
Those Westonians who drive will know that we have shockingly high insurance rates—the highest in the GTA.
Why is this, ponders Sullivan. It’s not fraud. It’s not theft. It’s not that we’re bad drivers (though unless you’re me, you are). It’s that we’re poor.
When a person with benefits in their employment is injured in an accident, the employer pays the sick leave and extra medical costs. The auto insurer does not, until the employer plan is maxed out. When a person with no benefits is injured, the insurance company is on the hook for wage replacement (sick leave) and all extra medical cost from day one.